How it works

1. Your organization joins and invites its members.
2. Members sign up and choose how cashback is split: 50/50 by default, and members can give up to 100% to the organization.
3. Members shop as usual at participating merchants. They pay full price and show their Card Advantage barcode at the register; no new hardware is needed. Online and service purchases work through tracked links.
4. Merchants fund cashback at the rate they set for their category. It is not a discount at checkout.
5. Each month the organization receives its share as income, after the platform fee is deducted from that cashback.

Example (illustrative)

If members spend $1,000,000 at a 5% rate, that generates $50,000 in cashback. This is an example, not a forecast.